Monumental Capital
For owner-operators & small fleets

Fuel the fleet.
Fund the freight.

Start with a free fuel card that cuts what you pay at the pump. Then stop waiting 30–60 days on invoices: we introduce you to a factoring company that fits. Two paths, and a team that treats you like a person, not a ticket number.

Get the free card Get paid faster
  • $0 signup & monthly fee
  • No credit check
  • No contracts
  • $0 signup fee
  • $0 monthly fee
  • No credit check
  • No contracts
  • 6,000+ fueling locations
  • Wholesale diesel pricing
  • Cards in 7–10 days
  • Card-level controls
  • Live spend reporting
  • Real human support
  • Get paid faster
6,000+Fueling locations nationwide
~$0.52Average savings per gallon
$0Signup & monthly fee
7–10 daysTypical card delivery
Pick your path

Two ways to put cash back in your pocket

Run the numbers on either one. Start with the free card, or go straight to getting paid faster. Do both if you like.

The easy yes. Wholesale diesel pricing at 6,000+ discount locations. $0 signup and monthly fee, no credit check, no contracts.

Fuel Savings Calculator

Slide to match your fleet. Uses the ~$0.52/gal network average from monumentalfuel.com.

Pick your own numbers. These two inputs are the only things we multiply.

Estimated yearly savings (average)$33,800
Per month$2,817
Per week$650

Average, your savings will vary. Illustrative estimate = trucks × gallons per truck per week × $0.52/gal average × 52 weeks. Not a guarantee or an offer; actual savings depend on where you fuel and pump prices that day.

Get the free card

See how the fuel card works

The next step. Invoice factoring turns delivered-load invoices into cash sooner. We refer you to an independent factoring company, with no obligation.

Cash Flow Gap Calculator

How much of your money is sitting in unpaid invoices, on average?

Use your own numbers. Most carriers know roughly what they invoice and how long brokers take.

Average cash tied up in unpaid invoices$75,000
Invoiced per day (avg.)$1,667
Days waiting45

Illustrative estimate = monthly invoicing × days waiting ÷ 30. It is not an offer or a quote: advance rates and fees are set by independent third-party factoring companies and depend on your loads and brokers. We do not quote them here.

Tell us about your loads

How getting paid faster works

The journey

Fuel card first, then faster cash

Take the easy win now. Ask about getting paid faster whenever you’re ready.

  1. Get your free fuel card

    Sign up online in minutes. No credit check, no contract, no setup fee. Cards arrive in 7–10 days.

    Fuel Card

  2. Tell us how you get paid

    Share a few details about your trucks and how long brokers and shippers take to pay. It takes about two minutes.

    Get Paid Faster

  3. We match you – no obligation

    We introduce you to a third-party factoring company that fits your loads. Review the terms and decide for yourself.

    Get Paid Faster
Why truckers start here

Command the cost of fuel

One card, one dashboard. The savings land at the pump – no rebate wait.

Instant pump discounts

Wholesale diesel pricing applied when the card swipes. No rebate waiting period.

Card-level controls

Set spend limits, fuel-only rules and day-parting, and lock any card in a second.

Live spend reporting

See cost per gallon, per truck, per week – in real time.

Route price finder

Find the cheapest in-network diesel on the road ahead before you pick an exit.

Fraud protection

Govern where, when and how each card is used, with instant alerts and one-tap lockout.

Real human support

Onboarding, card issues and account questions answered by a team, not a phone tree.

Explore the fuel card

Beyond the pump

Waiting 30–60 days to get paid shouldn’t slow your next load.

Fuel, insurance, repairs and payroll don’t wait on broker payment terms. Invoice factoring lets you turn a delivered load’s invoice into cash sooner, by selling it to a factoring company.

  • Built for owner-operators and small fleets
  • Rates depend on your loads and brokers
  • We match you with a factoring company – no obligation
Get paid faster

Factoring, in plain English

  1. Submit an invoice for a load you’ve delivered.
  2. Get an advance on that invoice from the factoring company.
  3. Get the remainder, minus their fee, when your customer pays.

Referral only. Monumental Capital is a referral partner. We introduce carriers to independent third-party factoring companies; we are not a lender, and we do not fund or purchase invoices ourselves.

FAQ

Quick answers

Is the fuel card really free?

There is a $0 signup fee and a $0 monthly fee, with no contracts and no credit check. You pay for the fuel you pump, at discounted wholesale diesel pricing.

How much will I save on fuel?

Savings average about $0.52 per gallon across the network. Your actual savings depend on where you fuel and on pump prices that day.

What is invoice factoring?

Instead of waiting 30–60 days for a broker or shipper to pay, you sell your invoice to a factoring company. They advance you a portion up front, then pay the remainder – minus their fee – when your customer pays. Learn more.

Is Monumental Capital a factoring company or lender?

No. We refer carriers to independent third-party factoring companies. Rates and terms are set by the factoring company and depend on your loads and brokers. There is no obligation to accept any offer.

Do I need the fuel card to ask about factoring?

No. The two are separate. Many carriers start with the free fuel card because it is the easiest yes, and then ask about getting paid faster. You can do either, or both.

Who is this for?

Owner-operators and small fleets – especially if you are waiting weeks on broker or shipper payments while fuel, insurance and maintenance bills keep coming.

Ready to start saving at the pump?

Setup takes minutes and costs nothing. The only thing that changes is what you pay per gallon.

Get the free fuel card Ask about getting paid faster